
What Is Financially LED
We help families and business owners be Financially LED through
Cash Flow Coaching - a proven system that guides you to supercharge your finances in 3 easy steps:
- Lift the Burden from Fixed Debt Payments
- Expand Your Cash Reserves
- Deploy the extra dollars into Assets
As a result, you maintain your lifestyle, keep more money each month, and achieve your dreams faster.
Proven Results. Curious about what clients think?
I think people are just focused on any excess capital they have going towards investments rather than paying down debt. What you learn is it doesn't have to be one or the other. Doing both is the best play. As I free up the cash flow by getting rid of these fixed payments, I have even more to invest.
Dr. Jon E, Missouri
Once Howard showed me my numbers, the math just made sense to work with him and Cash Flow Coaching. I saved DECADES of time to pay off my new house and hundreds of thousands of dollars in interest.
Brandon, Austin TX
Once I got everything optimized with cash flow coaching, my house payment went from a fixed $2160 per month to my most recent house payment being $125.62! I wish I knew about this sooner.
Tim, Cedar Park, TX
I first had the chance to learn about Cash Flow Coaching from Howard in 2019, and after sitting down with him, and having him walk me through each step, and show me the numbers and math behind the method, I can say that not only was I very impressed by the method itself, but how carefully Howard laid out the process and the math. His client pre-screening tells you all you need to know about working with Howard. He wants to make sure his clients benefit from working with him and refuses to work with someone he doesn’t know he can help. When I buy my first house, you can bet I will be calling Howard.
Thomas, Austin TX
I think people are just focused on any excess capital they have going towards investments rather than paying down debt. What you learn is it doesn't have to be one or the other. Doing both is the best play. As I free up the cash flow by getting rid of these fixed payments, I have even more to invest.
Dr. Jon E, Missouri
Once Howard showed me my numbers, the math just made sense to work with him and Cash Flow Coaching. I saved DECADES of time to pay off my new house and hundreds of thousands of dollars in interest.
Brandon, Austin TX
Shannon
Jamie
Matt
Jon

Sick of Feeling Financially Dead?
- I feel stuck because I have so much debt.
- I have to pay these loans off before I can think about my future because debt is bad.
- I am worried about profit, especially if there is a dip in the business.
- I want to create enough passive income to make work optional, but I can’t see how that is possible.

Tired of feeling stuck on the hamster wheel?
You keep paying on your debts like mortgages, car notes, student loans, business loans, and even credit cards, but they never seem to disappear. Does it feel like this vicious cycle will never end? The “normal way” is broken. You came here to repair it.

LED
- Results by the Numbers
- Years of Payments Saved – 522 years… and counting
- Interest Saved - $3 million… and counting
- Annual Cash Flow Reclaimed - $1.2 million… and counting
Financially Dead to Financially LED
Let us guide you through the not so secret tactics to free up debt and dramatically improve your personal cash flow.
☉Manage Fixed Debt Payments ☉Expand Your Cash Reserves ☉Achieve Your Dreams Faster